Crypto Asset Statement - 1INCH (1Inch)

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About this Statement

Bitbuy Technologies Inc. (“Bitbuy” or “we”) believes that our users should understand the crypto assets that they are able to trade using our crypto trading platform (the “Platform”). One of the crypto assets we offer through the Platform is the 1INCH token (“1INCH”). We created this summary to help you understand the basics of 1INCH as well as some of the risks involved in acquiring it. While we tried to describe the key features of 1INCH here, this summary isn’t meant to tell you everything you’d want to know before acquiring it. You should also do your own research on 1INCH to make sure you are comfortable acquiring it. 

Description of 1INCH

1INCH is a utility and governance token of the 1inch network, which is comprised of three decentralized protocols and aggregates liquidity from various decentralized exchanges to facilitate transactions. 1INCH is available as an Ethereum-based token (known as an ERC-20 token) or as a BEP-2 token on the Binance Smart Chain (Bitbuy users are currently able to acquire the ERC-20 version of 1INCH via the Platform).

The 1inch Network was founded by software developers Serjez Kunz and Anton Bukov. The 1inch network is now governed by the 1inch decentralized autonomous organization (the “1nch DAO”), which is comprised of 1INCH holders.

As noted above, the 1inch network is comprise of three decentralized protocols. The 1inch network refers to these protocols as: (i) the Aggregation Protocol; (ii) the Limit Order Protocol; and (iii) the Liquidity Protocol.

The Aggregation Protocol is what is known as a decentralized exchange (“DEX”) aggregator. DEXs can be contrasted with centralized exchanges (such as a stock exchange or a platform like Bitbuy), which generally use a central order book where buyers and sellers create orders organized by price level that are progressively filled as demand shifts. The most common type of DEX is an automated market maker (an “AMM”). An AMM functions by replacing the buy and sell orders in an order book market with a “liquidity pool” of two assets, both valued relative to each other. As one asset is traded for the other, the relative prices of the two assets shift, and a new market rate for both is determined. As a result, a buyer or seller trades directly with the liquidity pool, rather than with specific orders placed by other participants on the exchange. A DEX aggregator works by scanning various DEXs (like Uniswap and SushiSwap) for the best available pricing. The 1inch Aggregation Protocol can split a single transaction across multiple DEXs to ensure the trader gets the best rates.

The Limit Order Protocol is designed to allow traders to place more sophisticated types of orders. The most common type of order that occurs on DEXs is known as a swap, which involves a simple exchange of one type of crypto asset for another. The Limit Order Protocol allows traders to place orders such as stop-loss orders and trailing stop orders so that they can automatically trade at specific prices or prevent losses.

The Liquidity Protocol, which was initially launched under the name Mooniswap, is itself an AMM. The liquidity pools comprising the Liquidity Protocol are smart contracts in which users of the Liquidity Protocol contribute crypto assets. These users, known as “liquidity providers,” lock two assets into each liquidity pool. Users who trade against assets in the pool pay a fee, and liquidity providers are rewarded by receiving 1INCH based on the size of their contribution to the pool.

1INCH functions as a governance token and a utility token for the 1inch network. As a governance token, 1INCH allows it holders to participate in the 1inch DAO by voting and proposing on updates to all of the protocols comprising the 1inch network. As a utility token, 1INCH can also be used as a “connector” when swapping through multiple exchanges. This “connector” aspect uses the 1inch Aggregation Protocol to achieve high-efficiency routing through a discovery algorithm, thereby connecting users to the best possible trades within a range of decentralized exchanges. 

Risks

As an ERC-20 token, the strength of 1INCH is dependent on the strength of the Ethereum network. If the Ethereum network were to experience a serious issue, 1INCH’s price could significantly decline. 

The website of the 1inch network has previously been duplicated and cloned, and there have been reported instances of people connecting their wallets to fraudulent 1inch sites. If such “clone sites” continue to exist, users may lose confidence in the 1inch network, which could have an adverse effect on 1INCH’s price. 

Like other crypto assets, there are also some general risks associated with acquiring 1INCH. We describe many of these general risks in the risk statement we publish on our website, including risks relating to: (i) volatility; (ii) access, loss or theft, (iii) control of processing power; (iv) settlement of transactions on crypto asset networks; (v) momentum pricing; (vi) private keys; (vii) internet disruptions; (viii) faulty code; (ix) network development and support; (x) regulatory risk; (xi) network forks; (xii) air drops; (xiii) voting rights; (xiv) cybersecurity incidents and other systems and technology problems; and (xv) unforeseeable risks. While we tried to describe the key risks associated with 1INCH here and in our risk statement, these aren’t all of the risks associated with trading in 1INCH. You should also do your own research on 1INCH to make sure you are comfortable acquiring it.

How Bitbuy Decides to List Crypto Assets

Bitbuy reviews crypto assets before making them available for trading on the Platform. In making our decision to list a new crypto asset, we consider publicly available information about the crypto asset, including (among other things) its creation, design, governance, usage, supply, demand, maturity, utility, liquidity, material technical risks and legal and regulatory risks. 

To date, we have only made crypto assets available for trading on the Platform which have significant supply, demand and liquidity. In our experience, crypto assets with these qualities tend to also satisfy the other criteria we evaluate as part of our review. That being said, our review process is fulsome and flexible, and we don’t prioritize any one factor over another. You should review the risk statement published on our website for more information about our procedures for determining whether to make a crypto asset available for trading on the Platform. 

Regulatory Information 

Bitbuy is offering crypto contracts to purchase and sell 1INCH in reliance on a prospectus exemption contained in the exemptive relief decision Re Bitbuy Technologies Inc. dated November 30, 2021. The statutory rights of action for damages and the right of rescission in section 130.1 of the Securities Act (Ontario) and similar legislation in the other provinces and territories of Canada would not apply in respect of a misrepresentation in this statement.

No Canadian securities regulatory authority has expressed an opinion about 1INCH, including an opinion that 1INCH is not itself a security and/or derivative.

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